In the fast-evolving world of prop trading for futures in 2026, two standout firms dominate discussions: My Funded Futures and Apex Trader Funding. Both offer pathways to funded futures trading on US markets without risking personal capital, but they differ in rules, payouts, costs, and trader appeal. This updated 2026 comparison breaks down the latest features, recent updates, and which might suit your style—whether you’re a scalper, day trader, or automation enthusiast.
What Is My Funded Futures in 2026?
My Funded Futures (often abbreviated as MFFU) has exploded in popularity since its 2023 launch. As a premier prop firm, it focuses exclusively on futures trading with simulated evaluations leading to funded accounts. Traders praise its trader-friendly approach, backed by a 4.9/5 Trustpilot rating from over 15,000 reviews and a reported 25% pass rate—well above industry averages.
Key highlights for Prop Firm in 2026 include:
- No activation fees across plans (a major 2025 update).
- Eliminated daily loss limits for flexibility.
- Simple one-step evaluations.
- Platforms like NinjaTrader, Tradovate, and Rithmic supported.
My Funded Futures offers plans like Core, Scale (or Rapid), Pro, and the newer Flex Challenge—designed for low-cost entry with minimal restrictions.
My Funded Futures Plans and Rules (2026 Updates)
MFF overhauled its structure in 2025, replacing older plans with Core, Rapid, Scale, and Pro options. Recent tweaks include:
- Rapid plan payouts upgraded to 90/10 profit split (from 80/20) effective January 12, 2026.
- Streamlined path to live accounts via five consecutive payouts (September 2025 update).
- No daily loss limits, news trading allowed on most plans, and flexible bi-weekly or daily payouts.
For a typical 50K account:
- Low monthly fees (often under $100 with discounts).
- 80/20 to 90/10 profit splits.
- Payouts as fast as 1 minute on approvals, with daily options on Rapid.
- Scaling to larger accounts with consistent performance.
Traders love this prop firm for its transparency, fast support via Discord/live chat, and quick payouts—many report receiving funds in minutes.
Apex Trader Funding: The Established Competitor
Apex Trader Funding, launched earlier, remains a powerhouse with massive payouts (over $660 million distributed). It emphasizes scale—up to 20 accounts—and aggressive profit retention.
2026 updates for Apex include:
- Flexible payouts anytime after eligibility.
- Allowed DCA (dollar-cost averaging) and automated trading (with monitoring).
- 100% profit split on the first $25,000 per account, then 90/10.
- One-step evaluations with trailing drawdown.
- Ongoing discounts (e.g., 90% off evaluations in early 2026 promotions).
Apex suits high-volume traders, with no daily loss limits but consistency rules (e.g., best day ≤30% of profits) and minimum trading days for payouts.
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My Funded Futures vs Apex: Head-to-Head Comparison (2026)
Here’s a clear breakdown for 2026:
- Profit Split — My Funded Futures: 80/20 standard, up to 90/10 on Rapid (post-Jan 2026). Apex: 100% on first $25K, then 90/10.
- Payout Speed & Frequency — My Funded Futures wins with near-instant approvals and daily options (Rapid plan). Apex: 8-13 days, but flexible requests.
- Evaluation & Rules — Both one-step; My Funded Futures has simpler rules (no DLLs, news trading OK). Apex allows automation but has consistency caps.
- Costs — My Funded Futures often cheaper upfront (no activation fees). Apex offers deep discounts but higher initial eval costs without codes.
- Account Scaling & Max — Apex excels with up to $300K+ and multiple accounts. My Funded Futures scales via payouts to live funding.
- Support & Community — My Funded Futures praised for fast Discord/live chat. Apex strong on payouts but slower processing.
My Funded Futures edges out for beginners and those seeking fast, frequent payouts with fewer restrictions. Apex shines for experienced traders chasing big splits and volume.
Boost Your Prop Firm Trading with PickMyTrade Automation
For US futures markets (like ES, NQ), automation can elevate consistency in prop challenges. PickMyTrade stands out as a top automated trading platform in 2026, built for Tradovate and compatible with futures brokers.
PickMyTrade enables:
- Direct webhook integration from TradingView strategies.
- 24/7 automated execution with ultra-low latency.
- Unlimited alerts, tickers, and risk controls—ideal for scalping or heatmap-based setups.
- Native futures logic for precision in volatile US sessions.
Many My Funded Futures traders use PickMyTrade to automate rules-compliant strategies, reducing emotional decisions and boosting pass rates. It’s perfect for scaling in prop environments—connect once and trade hands-free.
Which One Wins in 2026: My Funded Futures or Apex?
My Funded Futures leads for affordability, speed, and simplicity—ideal if you want quick payouts and relaxed rules. Apex dominates for high earners valuing 100% splits and multi-account scaling.
Both are legit with strong reputations. Test prop firm trading if you’re new or prioritize daily access; go Apex for aggressive growth.
Ready to start? Explore Prop Firms today and pair it with PickMyTrade for automated edge in US futures.
Most Asked FAQs
What is the main difference between My Funded Futures and Apex in 2026?
My Funded Futures focuses on fast payouts (daily options) and no activation fees, while Apex offers 100% on first $25K profits and multi-account scaling.
Does My Funded Futures allow automated trading?
Yes—rules support automation (e.g., via PickMyTrade), as long as it complies with risk guidelines.
Which has faster payouts: My Funded Futures or Apex?
My Funded Futures often approves in minutes (Rapid plan daily), vs. Apex’s 8+ days.
Can I use PickMyTrade with My Funded Futures?
Absolutely—it’s optimized for futures brokers like Tradovate, enhancing automation in evaluations and funded stages.
Disclaimer:
This content is for informational purposes only and does not constitute financial, investment, or trading advice. Trading and investing in financial markets involve risk, and it is possible to lose some or all of your capital. Always perform your own research and consult with a licensed financial advisor before making any trading decisions. The mention of any proprietary trading firms, brokers, does not constitute an endorsement or partnership. Ensure you understand all terms, conditions, and compliance requirements of the firms and platforms you use.
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